Resources to help industry understand, implement, and comply with the Home Ownership and Equity Protection Act (HOEPA) rules.
On November 16, 2018, the Bureau updated the small entity compliance guide
to reflect changes made by the Economic Growth, Regulatory Relief, and Consumer Protection Act.
Browse HOEPA final and interpretive rules to see specific amendments made by each final rule to Regulations Z and X.
Main HOEPA rule provisions and official interpretations can be found in:
-Reference tool illustrating general coverage and exemptions of certain mortgage products
Sign up for updates about mortgage rule implementation.
Guides to how the Bureau will supervise and examine entities under its jurisdiction for compliance with Federal consumer financial law.
If you have a question about the Bureau’s rules and the statutes we implement, please first review the regulations and official interpretations (commentary) as well as the available guidance and compliance resources.
If you still have a question, you may submit it using the link below.