To apply you must be 18+ and resident in one of our listed countries . Your home or property may be repossessed if you do not keep up repayments on your mortgage.
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If you are a Mortgage Broker regulated by the Financial Conduct Authority, please visit our Mortgage Broker section.
Our dedicated team are available to discuss your mortgage options with us. Whether you’re buying your next home, first home or are looking for a buy-to-let mortgage in the UK. If you are resident in the Channel Islands, Isle of Man or Gibraltar and are looking to purchase property in the United Kingdom, please visit our Personal UK mortgage section .
Whether it's your first rental property or you're expanding your portfolio, we're here to help you understand your mortgage options with us.
Information MessageIf you're buying your first home or moving house, we offer a range of mortgages that could help you. Applications must be submitted via an FCA regulated Mortgage Broker
Information MessageOur dedicated mortgage team could assist you with releasing the equity in your home or help you transfer your mortgage to us.
Information MessageIf you are buying a property in the United Kingdom with an EPC (Energy Performance Certificate) rating of A or B, you may be eligible for our reduced rate Green Mortgage.
Available to over 18s resident in one of our listed countries on selected products for UK properties with a valid energy performance certificate (EPC) rating of A or B.
We offer different rates, depending on whether you are buying to live in a property or buying to let a property. To view our current mortgage rates, please select if you are purchasing on a buy to live or buy to let basis below.
UK property mortgages Select bank account Buy to Live Buy to LetMortgages are offered by The Royal Bank of Scotland International Limited trading as NatWest International (NatWest International). Mortgages on UK properties may not be available to residents of all countries. Fixed rate mortgages are subject to availability. The Bank reserves the right to withdraw the rates offered without notice.
If you are buying a home in the UK with an EPC rating of A or B, you may be eligible for our Green Mortgage.
With a fixed rate mortgage your repayments will stay the same until the end of the fixed-rate period, even if interest rates change.
2 Year Fixed Rate 2 Year Fixed Rate Green Mortgage* 5 Year Fixed Rate 2 Year Fixed Rate 2 Year Fixed Rate Green Mortgage* 5 Year Fixed Rate Initial rate Rate end date Rate thereafter (variable) Maximum loan to value Minimum product fee* A/B energy efficiency ratings to support Green Mortgage applications must be confirmed on a current EPC provided by a registered domestic assessor.
With tracker rate mortgages, your interest rate will rise and fall in line with changes to the NatWest International Bank Base Rate.
Product & term 2 Year Base Rate Tracker 2 Year Base Rate Tracker Initial rate Bank's Base Rate + 1.35% Bank's Base Rate + 1.45% Rate end date Rate thereafter (variable) Loan to value Minimum product feeOur Base Rate Tracker mortgages track the Bank’s Base Rate. The interest rate and monthly repayments on your mortgage will change when the Bank's Base Rate changes.
Early repayment charge (payable of capital sum repaid early)
2.0% until 30/11/2025
1.0% until 30/11/2026
Other information
Early repayment charge (payable of capital sum repaid early)
5.00% until 30/11/2025
4.00% until 30/11/2026
3.00% until 30/11/2027
2.00% until 30/11/2028
1.00% until 30/11/2029
Other information
A mortgage of £200,000 payable over 25 years initially on a fixed rate for 2 years at 5.68% and then our variable rate of 7.99% for the remaining 23 years would require 24 monthly payments of £1,246.82 and 276 payments of £1,516.80. The total amount payable would be £448,560.48 made up of the loan amount of £200,000 plus interest of £248,560.48. A product fee of £1,500 a valuation fee of £255 and a CHAPS fee of £30 are also payable.
The overall cost for comparison is 7.8% APRC representative.
All figures provided are for illustrative purpose only. This is not a formal quotation or a commitment to lend. This will be dependent on your financial situation, property value and the size of your deposit or equity. Mortgages are offered by The Royal Bank of Scotland International Limited trading as NatWest International (NatWest International). Mortgages on UK properties may not be available to residents of all countries. Fixed rate mortgages are subject to availability. The Bank reserves the right to withdraw the rates offered without notice. New applications must be submitted via an FCA regulated Mortgage Broker.
If you are buying a home in the UK with an EPC rating of A or B, you may be eligible for our Green Mortgage.
With a fixed rate mortgage your repayments will stay the same until the end of the fixed-rate period, even if interest rates change.
Product & term 2 Year Fixed Rate 2 Year Fixed Rate Green Mortgage* 5 Year Fixed Rate 2 Year Fixed Rate 2 Year Fixed Rate Green Mortgage* 5 Year Fixed Rate Initial rate Rate end date Rate thereafter (variable) Loan to value Minimum product fee* A/B energy efficiency ratings to support Green Mortgage applications must be confirmed on a current EPC provided by a registered domestic assessor.
Our Base Rate Tracker mortgages track the Bank’s Base Rate. The interest rate and monthly repayments on your mortgage will change when the Bank's Base Rate changes.
Early repayment charge (payable of capital sum repaid early)
5.00% until 30/11/2025
4.00% until 30/11/2026
3.00% until 30/11/2027
2.00% until 30/11/2028
1.00% until 30/11/2029
Other information
All figures provided are for illustrative purpose only. This is not a formal quotation or a commitment to lend. This will be dependent on your financial situation, property value and the size of your deposit or equity.
You must currently own no more than 9 Buy to Let properties and your maximum borrowing amount cannot exceed £3.5 million. Buy to Let properties are subject to a minimum purchase price of £150,000.
Mortgages are offered by The Royal Bank of Scotland International Limited trading as NatWest International (NatWest International). Mortgages on UK properties may not be available to residents of all countries. Fixed rate mortgages are subject to availability. The Bank reserves the right to withdraw the rates offered without notice.
